Referral Offer- Refer Your Friend & Win Rewards

Code No Expires
When your friend joins using the reference code and makes their first credit card payment, you earn gems, with vouchers from Uber,...More
  • When your friend joins using the reference code and makes their first credit card payment, you earn gems, with vouchers from Uber, Zomato, Amazon, etc.
  • Refer now and earn more reward points to avail exciting rewards.
  • Visit the landing page for more information.


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About CRED

CRED is a members-only club that offers individuals for their timely credit card bill payments by providing them with exclusive offers, rewards, and access to the premium experiences. It is a platform that allows credit card users to manage their multiple cards along with the analysis of their credit score. Members with a high CRIF score are eligible for the exclusive rewards upon the payment of their credit card bills. CRED protect feature which is an AI-backed system that keeps track of every single activity of a credit card payment from spend patterns, due date reminders, and other card usage stats. They even get to access events, various experiences, gift cards and upgrades from top brands like Myntra, Diesel, Olive Bar & Kitchen, Cure. Fit, among many more. They are available on both android & IOS.

Violation of Terms of Use / Suspicious Activity

If they believe that any violation of any of the conditions as mentioned under the Terms or Privacy Policy, they reserve the right to stop your access to the App and/or delete your Account without any prior notice to you. If there is any suspicious or unusual fraudulent activity being carried out through your credit account, they can temporarily or permanently suspend your access to their App Services.

They provide all their Users an option through which the User may even request the deletion of the specific Card that has been stored on his/her account or the whole account through the support section on the Cred App or by contacting


By registering with CRED and using the App Services, you are representing the following:

  • You are 18 years of age or older if you are under the age of 18 then you are responsible to follow the terms;
  • You should be capable of entering into a legally binding agreement; and
  • You should not be barred or otherwise from any legally prohibited from accessing or using Dreamplug/CRED & their App Services.


You will be responsible for any fees that might be applicable to certain transactions or on use of the App; where the user will be informed of any such applicable fees, prior to any of the completion of any transaction. Only if you agree to pay the above-mentioned fees; then only the transactions will go ahead. All fees will be determined only by Dreamplug and will be inclusive of all taxes.